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Dear Friend,

Let's be honest. Your credit score is less than perfect.

You're probably aware that your low credit score is keeping you from living a better life. You might not be aware just how much better your life could really be if you could repair your credit and improve your score. I'll show what I mean by that in just a second. But first, let me tell you something else you probably didn't know.

Bad Credit Is Not Your Fault.

When you stop to think about it, it's a great system the credit bureaus and lenders have going for themselves.

The credit bureaus rely on your lenders to report back to them with your payment history. That's how they gather data on you. Now - get this - if your lender accidentally reports you as late, or reports the same account multiple times, or makes any one of a number of other "mistakes", the lender gets to charge you more money and make a bigger profit for themselves. There is no incentive for them to report accurately.

Maybe that's why, according to the Government Accountability Office, 80-90% of credit reports have serious errors on them.

It's those errors, which aren't necessarily your fault, that are keeping you from living a better life.

You Don't Have to Sit and Take it.

The credit bureaus would like for you to believe that the only thing that can repair your bad credit report is time.

Baloney!

The only negative information that can remain on your credit report is what your creditors can prove to be accurate under the Fair Credit Reporting Act.

What's more is that the "burden of proof" falls on your creditors. NOT YOU. Anything your creditors and the Credit Bureaus can't prove must be permanently removed from your credit report... it’s the law.

Who Am I and Why Should You Listen To Me?

Credit Expert Brian Diez My name is Brian Diez and I'm president of Score More Credit Restoration. You may have read about me in the Wall Street Journal, Yahoo Finance, Dow Jones Market Watch, or Credit.com.

I'm the former US Army medic who, for the past 7 years, has been helping people just like you save hundreds of thousands of dollars by exposing the hidden tactics lenders and collection agencies use to take your hard earned money.

Needless to say, I haven't made too many friends on Wall Street, but someone has to look out for hard working Americans like yourself.

I understand how their flawed credit reporting system has hurt you financially.

Your house payments, your car payments, your insurance payments, even your credit card rates, are all based on your credit score. Many employers will even pull your credit when you're applying for a job.

It's hard enough figuring out how to build a great credit score without having to suffer from their mistakes.

Well, they set up the rules. I'm here to show you how to beat them at their own game.

Just so you understand what kind of profound impact credit repair can have on your life (and bank account), let's say (for example) you had a credit score of 580 and were applying for a $300,000 loan:

How Improving Your Credit Will Affect Your Monthly Mortgage Payments*

Score: 539

Monthly Payment: $2722.36

Score: 559

Monthly Payment: $2666.11

Score: 599

Monthly Payment: $2445.69

Score: 639

Monthly Payment: $2335.9

With a 539 credit score , the average 30 year fixed rate mortgage you would be able to gain approval for would have an interest rate of 9.734%. Without credit repair, your average monthly payment would be $2,722.36 and you would pay $730,050.00 in interest over the life of your loan.

If you were to increase your credit score by 50 to 60 points, you would see your monthly payment drop to $2445.69: a savings of $276.67 every month. This would result in a savings over the life of the loan of $99,600.00.

If you raise your score 100 points, your interest rate would drop to 7.879%. You would save an average of $386.46 per month and $139,125.00 over the life of the loan.

Even if you raised your credit score only 20 points, your savings over the loan term would be $20,250.00.

And that's just your mortgage payments. Imagine the additional savings on credit card rates, car financing, car and home owner's insurance, and more. A recent consumer study estimated the average American would save $400 a month with just a 50 point credit score increase.

All those errors on your credit report are robbing you blind! If you had that money instead of your lenders, you'd be living a better life right now.

What would YOU do with an extra $139,125.00 in your pocket and fantastic credit?

You could buy the house of your dreams for less money than you're paying now!
You could buy a new car!
The money you'll save on insurance alone could pay for a much needed luxury vacation!
You could take the money you'll save on lower car payments and go shopping!
You could be proud when people ask to see your credit!
You could start your own business and take control of your future with a low rate business loan!
You could invest in real estate with no money down programs and get filthy rich!

...and so much more.

Amazing New Service Erases Your Ugly Credit History And Offers You A Chance To Start Over With A Clean Slate.

Introducing: The Credit Audit

Unlike other credit repair services that simply mail template dispute letters to the credit bureaus in the hopes some items fall off out of sheer volume, our proprietary system removes the inaccurate negative items at the source.

My credit repair team and I work with your creditors and the credit bureaus to remove all that unverifiable negative stuff, like late payments, collections, charge offs, judgments, liens, bankruptcy, foreclosure, and/or repossessions, from your credit report.

After removing the inaccurate negative items that are holding your credit score down, we'll also coach you on techniques to build a positive credit history.

We'll repair your credit and quickly raise your credit score so you can get approved for any loan you want at the lowest possible interest rate and payment, get a better job, apartment, insurance, or whatever else your heart desires.

Click here for your FREE credit review.

Read Our Rave Reviews

"Your credit repair service is amazing. My clients are experiencing credit score jumps of 50, 100, even 150 points plus in just a few months thanks to your service. I especially love the way you keep my clients informed with email updates and your instant online progress reports. It lets us know exactly what's going on and reminds us you're doing your job even when we're distracted by other things in our daily lives. I look forward to referring many more clients to you in the future. Keep up the good work!"

Billy Alvaro, 2004 Businessman of the Year, Wealth Coach, Long Island, NY,

Listen to Billy tell his story in his own words.

"You got my score up over 150 points! I now refer every one of my borrowers to you and they're all equally as satisfied. I now believe in credit repair."

- Rohan Dalal, Loan Officer, NY, NY

Listen to Rohan tell his story in his own words.

"The first client I referred to Score More Credit for credit repair came back with 80% of her negative items deleted in just about 45 days. I'm getting ready to close her loan now thanks to you. I'm looking forward to doing more business with you."

- James McCann, LO, La Quinta, CA

Listen to James tell his story in his own words.

"Dealing with Score More Credit Restoration has been a pleasure. I have dealt with many credit repair companies in the past, but none were able to get any results. In less than 15 days the staff at Score More was able to raise my credit score score from 620 to 731. I couldn’t be happier with my experience at Score More."

David Perry, Business Owner, NY, NY

Listen to David tell his story in his own words.

"I wanted to let you know how pleased I am with the service your credit repair company provided me. I was unsure that anything could be done to remove the few minor flaws on my report. I thought that you may only be able to help in situations where there was serious credit issues. I am very glad that I trusted you. My credit score has improved as a direct result of doing business with you. I would also like to add that every encounter I had with you or your staff was helpful and very professional. I would confidently recommend your credit repair service to anyone."

- Alex F., Kapolei, HI

Listen to Alex tell her story in his own words.

"Score More Credit Restoration did more to improve my credit score in 30 days than a large law firm did for me in over a year. When I got my first round of updates all I saw was "item deleted, item deleted, item deleted..." Brian Diez and Score More Credit are well worth the investment."

-Bobby Pinckney, NY, NY

Listen to Bobby tell his story in his own words.

"I spent $3,000-$4,000 over 2-3 years trying to improve my credit score with minimal results. Luckily I got a hold of Score More Credit Restoration and in 45 days my credit score jumped almost 80 points! Now my credit score is over 700 and I'm in great shape. I'd recommend Score More Credit to anyone. It's a great investment."

- Andrew Watso, St Louis, MO

Listen to Andrew tell his story in his own words.

"It has been a pleasure working with Score More Credit Restoration over these past few month's. My credit score wasn't that good in the past but it has greatly improved. My Equifax score was 512 when I started this whole process. Now it is 614. I just traded in my 2005 Honda Accord which had a high interest rate for a 2008 Acura TL. I'm sure my credit score will go up even further now. Thanks for all your help repairing my credit."

- Mike Suarez, Alexandria, VA

Listen to Mike tell his story in his own words.

"I had medical collections and other out dated negative stuff on my credit report from when I was younger, which were keeping me from growing my business. Your credit repair service got them all off and now I'm getting approved for business loans, credit cards, and equipment leases. Thanks for all your help."

- Robert Chiappone, Chef/Business Owner, Long Island, NY

Listen to Rob tell his story in his own words.

"I started with a 520 credit score score and now I have a 680 credit score score. I walked into my bank and got a $15,000.00 loan in ten minutes. From the bottom of my heart, thank you for improving my credit score."

- Barry Brooks, Ft. Walton, FL

Listen to Barry tell his story in his own words.

Click here for more proof

Credit Repair DOES Work!

Contrary to what the credit bureaus would like you to believe, credit repair does work for 100% of people in most circumstances, provided you are getting the best advice and have an experienced professional working your case.

Anyone with a credit score below 720 can benefit long-term from credit repair; however, there are times when your own limitations make adhering to this advice impossible. The two limiting factors are: (1) your financial situation and (2) the time frame in which you need to reach your results.

It is possible to remove anything from a credit report, even accurate items, if the creditor does not adhere to the law that outlines what needs to be done and by when.

Our average credit score increase in 6 months is 50 points. Here are some of the rest of our averages.

Score increase in 35 days

10 points or more 93%
20 points or more 71%
50 points or more 20%
100 points or more 10%

Score increase in 90 days

10 points or more 97%
20 points or more 82%
50 points or more 35%
100 points or more 20%

Boost Your Credit Now and Pay LATER!

Our philosophy is simple. You shouldn't have to pay for credit repair until you've seen results. So here's how our service works. Click here for your free credit review and get started today. A credit expert will review your credit with you and explain what's on your credit report, what we do to improve it, what kind of results you can expect, and how fast.

If you decide to move forward we'll send you an enrollment package which you must approve and return along with proof of your current address and social security number. There is a small initial set up fee that just covers the costs of opening your account as well as postage.

Once we receive your enrollment package we'll begin repairing your credit right away so you can begin to enjoy all the amazing benefits that come with a great credit score sooner rather than later.

After 45 days or so you'll begin to receive updates from your creditors, collections agencies, and credit bureaus. You'll see first hand how fast and effective we are at repairing credit here at Score More. If you don't see results, you don't owe us a dime.

Get Huge Results Without Huge Fees

Considering the incredible savings, you might expect to pay several thousand dollars to fix your credit. In truth, we normally cater to wealthy clientele who need great credit scores for investments and other business reasons. But we feel the recent changes in our economy demand our attention.

We want to do what we can to help, so for a limited time only, you can get started for as little as ~~$3,000~~ $99! Offer expires this Saturday at 5PM EDT!

Here's what you get:

Unlimited disputes with all 3 credit bureaus, including inaccurate late payments, charge offs, collections, bankruptcy, foreclosure, repossession, judgments, inquiries, unknown accounts, multiple reporting of same account, etc. We'll work to get your score where it should've been all along...or better.
Verification and validation of derogatory items directly with the original creditor or collection agency... because while disputing with the credit bureaus is necessary, it's not the only effective technique for getting results. We'll go right to the source and hold them to the letter of the law.
Removal of Unauthorized Inquiries - Anyone who pulls your credit requires your authorization. We'll find out if they have it and have them delete the entry it if they don't.
The Negotiation and Settlement of unpaid collections - we'll stop the harassing phone calls immediately and we will handle all of the negotiations for you. Whether it 's deleted or settled, we'll make sure it's really over, so that they never bother you again.
Advanced Credit Modeling - we'll coach you on how to build a good credit history using our proprietary technique.
Unlimited online progress reports (See sample)- Unlike those other guys, you can monitor our progress 24/7. You'll get a login and password to our corporate site where you'll see a visual representation of the progress we've made on your report.
Online Customer Support - Have questions? We have answers. Our online help desk ensures all questions get answered promptly.

This service really pays for itself. Considering a savings of just $400 a month, you'd recover your investment in just 3 months. Every month after that is money in your pocket to spend as you like. You really can't afford not to take invest in repairing your credit score another day.

Please Note: We will only accept you as a client if we are confident that we can help improve your credit score. We are more interested in your success than our sale. To ensure we can provide the maximum level of service our clients deserve we only accept a limited number of new clients per month.

Please Enter Your Information Below To Schedule Your FREE Credit Review

All Appointments Are Eastern Time

First Name *

Last Name *

Email *

Telephone *

Best time to reach you: *

Your reason for credit repair: *

Is There Anyone We CAN'T Help?

YES! You must be able to make your minimum monthly debt obligations, plus have at least $200 in disposable monthly income, or we will be unable to have a positive effect on your credit score. There's no point removing negative items from your credit if you're simultaneously adding new ones.

Also, if more than 50% of the negative items on your credit report are verifiable unpaid collections and charge offs, then you must have at least 50% of the outstanding balance available for us to negotiate a settlement.

Please Don't Try To Fix Your Own Credit Report

Many of the clients I help today have caused themselves more harm than good trying to improve their own credit scores. I spend a lot of time trying to repair the damage, but it's an uphill battle.

For example, many people think that closing old accounts will help their score go up. That's not always the case. One of the formulas the credit bureaus use is the ratio of balances owed in proportion to available credit.

When you close your accounts, you might accidentally increase your debt ratio, sending your credit score spiraling down the toilet. Eeew!

By law, I'm required to tell you, "Yes, you can repair your own credit". You could also give yourself a root canal, but I wouldn't recommend either. Leave it to the professionals.

Don't Be Fooled By Our Competitors

You may be thinking to yourself, "Ok, I know I need to repair my credit, but why should I trust you?"

It's a fair question. Let's take a look at your options.

Compare Pricing

Our competitors may seem cheap, but that's just clever marketing. For example, they may charge you a $99 set up fee, plus $39-$79* a month for one year. That's $1,047.00 per year.

*We don't offer different levels of service. We're either going to give you 100% or we won't take you as a client.

If you pay attention you'll notice they won't tell you how long it will take or base their fee on your results over a given amount of time (like we do). Why?

Because those larger firms need you to stick around for as long as possible so they can turn a profit. Many of our current clients have worked with other credit repair services for several years before coming to us. Several years?!?! That's thousands of dollars and months of wasted time.

Unlike those other guys, we don't get paid until we get you results, so we have an incentive to move quickly. We learned a long time ago that the faster we repair your credit the more referrals we get. We tell you what it costs up front, then back it up with the best guarantee in the business.

Click here for your FREE credit review.

Compare Our Expertise

Some credit repair services position themselves as legal counsel to earn your trust and get your money. The truth is you may actually have some college drop out... oops, I mean "paralegal"... making a mess of your credit report while they figure out what they really want to do with their life.

Paralegal - A nonlawyer who performs routine tasks requiring some knowledge of the law and procedures and who is employed by a law office...

Do you really think those lawyers spent half their lives in school trying to pass the bar exam, so that they could fix your credit report for $79 a month?

Me neither.

On the other hand, we're a specialty boutique. Credit repair is what we do full time. Each credit repair case is unique and handled as such. We don't use a cookie cutter approach here. You will be guided and coached by a proven credit repair expert.

Compare Our Guarantee

I think you'll agree that a credit repair service's guarantee is a direct reflection of the quality of their product or service. The better the guarantee, the better the product or service. Otherwise the service would lose money faster than they made it.

With that in mind consider this:

If you want your money back from them you'll have to wait 12 months for their guarantee to kick in. Read the fine print. Remember, they want you to stick around as long as possible so they can keep billing you.

If you do remember to ask for a refund, a year from now, they'll argue that they did some work and not give you ALL your money back.

Ask yourself; would you rather have results NOW or in a year?

Would you rather work with a credit repair service that'll give you a portion of your money back (after a YEAR), or would you prefer a credit repair service that's so good at what they do they'll guarantee results within 6 months or they work for FREE?

Personally, I'd go with the service that has the skills to get the job done as fast as possible and has the confidence to have a guarantee that backs it up.

Let's Get Started

Click here for your free credit review. You could be saving hundreds to thousands of dollars a month in no time flat, armed with a credit report you can be proud of. It was always YOUR money anyway. It's about time you took it back.

You could be shopping, vacationing, improving your home, or even planning for a better future.

If you're not sure, just say maybe... speak with one of our credit counselors and find out for yourself if credit repair is right for you. We're not into big pressure sales pitches here. If we can help, we'll say so. You can decide for yourself what you want to do.

You have nothing to lose and everything to gain.

Make today the day you get a fresh start. You deserve it!

Best,